Why do you need car insurance? Besides the obvious fact that 49 out of our 50 states require you to carry active proof of insurance, if an accident were to occur, your insurance could save you! Car insurance is confusing and daunting to many individuals, which is why we take educating our clients so seriously!
The leading reason why car insurance is required is for your liability, or any damage you cause to another. Imagine you accidentally caused an accident, maybe you weren’t paying attention, and now you’ve T-boned a fellow driver! Are you financially stable enough to pay those damage costs out of pocket? Most of us are not.
While car insurance is mandatory, you may still be asking yourself if it’s really necessary. Here are four reasons why you need car insurance.
Pay Some Now And Save Big Later
According to Driver Knowledge, there are six million car accidents every year. Now, imagine what a risk it would be if no drivers on the road had car insurance. Every time you wanted to leave your house, you’d have to ask yourself if your trip is worth the danger!
For many of us, vehicles are an investment. If an uninsured driver damaged your vehicle to the point of it being undriveable and didn’t have the means to cover the cost immediately, would you have the spare change to get it fixed? More likely, you would find yourself forced to take the city bus or train.
Saves Time And Inconvenience At The Accident
If you find yourself in a car accident, start by calling the police to properly evaluate the situation. Then, call your auto insurance agent. Our job is to guide you through the confusing aspects of the post-accident process, like working with the other driver’s insurer, walking you through the claims process and even helping you find an excellent repair shop.
If you get into an accident with an uninsured driver, we can help you recover costs through your policy’s uninsured motorist coverage.
Get Your Vehicle Fixed No Matter Who Is At Fault
Car repairs are often more expensive than expected . A measly fender bender could easily cost a couple thousand dollars. If you didn’t have auto insurance and you caused the accident, you would have to pay for the repairs out of pocket. Fortunately, insurance is there for you.
It’s The Law
Despite how you might feel about auto insurance, 49 states in America require it. By mandating that everyone has it, all drivers are protected from the risks of owning and driving a vehicle.
If you have questions about your current auto insurance coverage, give the Corwin-Rey team a call today at (360) 414-8754.