Is your child’s computer covered while they’re away at college? What about their stereo or Playstation? Even if your student is currently going to school online, it’s important to be prepared with the right information for when they do go back to in-person learning.
You should check your Homeowners Insurance to see if your coverage extends for your child while away. Our advice is to simply get a Renters Policy for them. It is inexpensive, and the deductible is much less than your homeowners insurance. Plus, if they are living in an apartment or house, they may need it anyway for liability purposes.
Renters Insurance Is The Right Choice
Don’t have anyone leaving for college? Don’t own your home? Then you should continue reading to learn just why you might need it! If you are somebody who already has Renters Insurance, then you know how great this protectionis to have. Not only does it protect your valuables, it also is extremely affordable too!
And if you are somebody who doesn’t have Renters Insurance, you’re probably thinking, “Why do I need it?” Well, you probably have furniture, electronics, appliances, jewelry, clothing, musical instruments, art or books. All of those things are your personal property that should be insured.
If a loss were to occur at your residence, the owner of the building only has insurance for the building, not your personal property. Or if a theft occurs and you don’t have Renter’s insurance,, your personal property isn’t covered either. Along with your personal property, if a visitor comes in and they get hurt, now you may be liable. Renters Insurance can help you. Renters Insurance will cover your possessions, liability claims and your valuables.
When deciding how much coverage to purchase, add up all of your personal property by making an inventory. If you have more valuables such as jewelry or fine art, then you can purchase an optional extended coverage; Personal Articles Floaters.You don’t have to own your home to have it be insured and cover your belongings with Renters Insurance. Call us today, 360-414-8754!