What is a Personal Umbrella Policy?

A Personal Umbrella Policy offers protection for you and your family against large, potentially devastating liability claims or judgements. It’s called an Umbrella Policy because it layers over and above your Auto, Home and Rental Policies. With a Personal Umbrella policy, you have additional coverage once the limits under your primary policies are used up. Your assets, as well as your future earnings, are covered.

The Farmers Personal Umbrella

Besides providing increased liability limits, a Personal Umbrella policy gives you these additional benefits: 

• You are covered against claims that may not be covered by your underlying policies for Homeowners, Auto liability and Watercraft liability, such as libel, slander or defamation of character. 
• You are covered anywhere in the world.
• You are covered for defense costs and attorney fees associated with claims against you that are covered by your personal Umbrella policy, but not by your primary policies. These expenses are paid in addition to your policy limit. 

When life brings the unexpected, our goal is to help get you back where you belong as quickly as possible. A Farmers Personal Umbrella policy can give you the security and the peace of mind you’ll need to get through the storm. 

In today’s society, no one is exempt from large liability losses. Let’s face it: people are growing more willing to sue every day. The bottom line is that it can happen to you. If it does, Farmers can help you get back where you belong. Give us a call at (360) 414-8754 to get started.